For most Americans, a home is the largest purchase they make during the course of their lifetimes. For most, it’s also the longest loan term to which they’ll sign their names. Your Paso Robles mortgage company shouldn’t be one you pick blindly from a search for lenders. Start with the Paso Robles mortgage company and senior loan officer you can trust – Christopher Austin, the California Mortgage King.
With more than 15 years of experience working with Paso Robles mortgage companies and area realtors, Christopher Austin helps his clients understand the home lending process and educates them on today’s mortgage environment and climate. But don’t just take Chris’s word for it:
“Chris is very professional and responsive. We had a tough escrow and Chris was there to answer all of our questions. We were impressed with Chris’ commitment to make sure everything went smooth. Chris is a dedicated professional who you can trust. In fact, we used his services again for a refinance. I would highly recommend Chris Austin for all mortgage solutions.” – Kristina S.
The best way to begin your search for premier Paso Robles mortgage companies is to do your homework. Search for mortgage companies in Pas Robles online, read reviews, and ask your family, friends, and neighbors if they used a local Pas Robles mortgage company to purchase or refinance their homes. You’ll quickly find out whether the mortgage company you’re reviewing is a reputable one.
Beyond your research, you’ll want to pay attention to your initial interaction with the mortgage company and lender:
– If you called, did you get to speak with the mortgage lender during the call or receive a call back shortly thereafter? The responsiveness of your home loan agent is critical to the process of obtaining and closing your loan.
– Did you send an email or contact form via the agent’s website? You should expect a response within 24 hours, and many Paso Robles mortgage companies will get back with you quicker. You’ll want to choose someone who is responsive and answers your questions thoroughly.
– How quickly is the agent able to begin discussing your home loan needs? You’ll want a mortgage company that has loan officers who are readily available and can communicate with you remotely if necessary.
– Whether your schedule permits an in-person meeting or you need to start the process remotely via phone or chat, Christopher Austin offers complimentary consultations to discuss available loan options guidelines, and more.
Common Paso Robles Mortgage Company Questions
Why do you need a 4506-T, if you already have my tax returns?
Typically we use the 4506-T tax transcript to make sure we have the most complete information possible. Transcripts will show figures from all applicable schedules that may not show on the 1040 tax returns. For instance, a Schedule C shows a breakdown of business income and expenses. In some instances, the tax return has been amended since originally submitted, and a tax transcript will reflect those adjustments.
To help compare your options and decide if Christopher Austin is the right Paso Robles mortgage lender for you, call today at (805) 806-0088 or message him for a quick response. Christopher Austin, the California Mortgage King. He’ll treat you like royalty!