If you’ve recently found a home in Paso Robles or the surrounding area and need a new mortgage, or if you’ve been thinking about refinancing your Paso Robles mortgage, there’s one lender who’s king of the Paso Robles Mortgage market.
Christopher Austin is a premier mortgage lender in the Paso Robles area, San Luis Obispo, and beyond. With more than 15 years of experience, Christopher Austin can help you learn about different mortgage programs available and which option is the best choice for you. Call or send us a message today to set up your complimentary in home, over-the-phone, or in-office mortgage consultation. Christopher Austin, The California Mortgage King. He treats you like royalty!
When you’re looking for a Paso Robles mortgage, there is no “one-size-fits-all” answer. Mortgages come in all shapes and sizes, and the one you choose depends on a variety of factors, including:
- Your budget,
- The amount you can afford to put down,
- The interest you’ll pay,
- The term length,
- And many others, depending on your situation.
Christopher Austin, the premier Paso Robles mortgage lender, offers free consultations in-person or over-the-phone about the variety of mortgage programs available. To help you prepare for your consultation, you’ll want to gather up your pay stubs (or proof of self-employment income), tax returns for the last year or two, documentation of any non-employment income like interest and dividends, retirement, and social security, and the most recent two months of bank statements for any checking and/or savings account you have.
Some of the Paso Robles mortgage programs that Christopher Austin offers are:
- 100 percent financing
- Reverse mortgages
- Jumbo loans up to $2 million
- 97 percent conventional
- 95 percent no MI conventional
- And other niche loan offerings.
Common Paso Robles Mortgage Questions
I check my credit scores all the time, why is what you pulled lower?
Lenders in different industries use different credit scoring models to gauge your risk as a borrower. The mortgage industry uses different scoring models than say, auto lenders do. In some cases, we may use a blend of the scores made available by the three credit reporting agencies.
To help compare your options and decide which mortgage program fits your Paso Robles home, situation, and financial goals the best, call The California Mortgage King Christopher Austin at (805) 806-0088 or message him for a FREE consultation today. He’ll treat you like royalty!