Looking for home loans Paso Robles? You’ve come to the right spot. Christopher Austin, The California Mortgage King, can help you learn about the different home loan options to determine which program is the best fit for your situation. Call or send us a message today to set up your complimentary in home, over the phone, or in office home loan consultation. Christopher Austin, The Mortgage King. He treats you like royalty!
In a housing market like Paso Robles, home loan options are a must. Inventory is moving fast, and it’s putting extra pressure on buyers to make quick decisions – and get financed fast. Christopher Austin, Paso Robles Home Loan Officer, offers free consultations in person or over the phone about the variety of home loan programs available.
Each home loan program is unique and has different features and benefits. You’ll want to make sure that you’re working with an experienced home loan officer that can talk you through the nuances of each program to help you decide which home loan program is best for you.
Christopher Austin is the Paso Robles home loan expert. With more than 15 years of experience in real estate and home lending in Paso Robles, and more than $300 million dollars in transactions, Christopher Austin has the experience you need, and offers a variety of lending programs for your home buying needs:
- 100 percent financing -USDA / VA
- Reverse mortgages
- Jumbo loans up to $2 million
- 97 percent conventional
- 95 percent no MI conventional
- And other niche loan offerings.
Common Paso Robles Home Loan Questions
Why do I have to pay title insurance?
Title insurance is protection against loss arising from problems connected to the title to your property.
Before you purchased your home, it may have gone through several ownership changes, and the land on which it stands went through many more. There may be a weak link at any point in that chain that could emerge to cause trouble. For example, someone along the way may have forged a signature in transferring title. Or there may be unpaid real estate taxes or other liens. Title insurance covers the insured party for any claims and legal fees that arise out of such problems.
All mortgage lenders require such protection for an amount equal to the loan. Title insurance is a one-time, up-front fee, and lasts until the loan is repaid.
To help compare your options and decide which mortgage loan program fits your situation and goals the best, call The California Mortgage King Christopher Austin at (805) 806-0088 or message him for a FREE consultation today. He’ll treat you like royalty!